General Insurance Underwriter

Job Status : Active

π‰πŽπ π’π”πŒπŒπ€π‘π˜
As a General Insurance Underwriter, you will assess and manage risks across Property, Engineering, Casualty, Liability, and Specialty lines, develop tailored insurance solutions, lead placements, and ensure compliance with regulatory standards while achieving profitable and client-focused results.

ππ”π€π‹πˆπ…πˆπ‚π€π“πˆπŽππ’, π’πŠπˆπ‹π‹π’ & π„π—ππ„π‘πˆπ„ππ‚π„:
1. Bachelor’s or Master’s degree in Insurance, Business, Finance, or related discipline.
2. Minimum 3+ years of experience in general/commercial insurance within the UAE market.
3. Proven expertise across Property, Engineering, Casualty, Liability, and Specialty lines.
4. Strong market relationships with local and regional insurers/reinsurers.
5. Excellent analytical, negotiation, and communication skills.
6. Familiarity with international underwriting standards and policy structures

π‰πŽπ π‘π„π’ππŽππ’πˆππˆπ‹πˆπ“πˆπ„π’:
1. Domain Expertise & Advisory
– Act as a subject matter expert across commercial insurance lines.
– Advise clients on risk transfer strategies, policy coverage, and insurer selection.
– Stay updated on UAE and global insurance trends, regulations (CBUAE), and industry movements.

2. Placement & Negotiation
– Lead placement and negotiation with insurers and reinsurers to achieve optimal terms and pricing.
– Structure comprehensive and tailored insurance programs for corporate clients.
– Support facultative placements and develop bespoke policy wordings as needed.

3. Solution Design & Client Servicing
– Evaluate client exposures and design tailored insurance solutions.
– Prepare proposals, presentations, and technical reports.
– Ensure seamless handling of policy issuance, endorsements, renewals, and contract reviews.

4. Data, Analytics & Reporting
– Monitor portfolio performance, claims trends, and loss ratios.
– Deliver insights through stewardship reports and renewal strategies.
– Support actuarial and finance teams in underwriting and claims analysis.

5. Risk & Compliance
– Ensure compliance with CBUAE, AML/CFT, and PDPL requirements.
– Participate in audits, risk reviews, and quality assurance processes.
– Maintain alignment with global underwriting standards and best practices.